Top 10 Boats 20 to 25 Feet 2027

Direct Answer

The Best Overall boat in the 20-to-25-foot class for 2027 is the Cobalt R6, starting around $118,900, a precision-built bowrider that pairs hand-finished fit and finish with a deep-V hull that rides like a much larger boat and holds resale value better than any rival.

The Best Value pick is the Bayliner VR6, starting near $48,995, which delivers genuine 24-foot family seating, a swim platform, and a capable sterndrive for roughly half the price of the premium glass boats. This list is built for family cruisers, watersports crews, and coastal anglers who want a do-everything midsize boat that day-trips comfortably, tows tubes and skiers, and still fits a typical driveway and trailer.

Budgets here span from about $48,000 for a value bowrider to a loaded $135,000 luxury cruiser. Every pick uses real 2026–2027 model-year specs and MSRPs.

How We Ranked the Top 10

We weighted each midsize boat against what real family and watersports buyers tell dealers they care about: a boat that rides dry, seats the whole crew, tows reliably, and holds its money. We leaned on published data from Boating Magazine, Discover Boating, BoatTEST, boats.com, Power & Motoryacht, and manufacturer spec sheets.

The weighting:

• Build quality and reliability — 25%
• On-water performance — 20%
• Value and price — 15%
• Comfort and layout — 15%
• Features and tech — 15%
• Resale — 10%

A boat that pampers passengers but flunks on fit-and-finish, or undercuts everyone on price but pounds in chop, drops fast. The winners balance all six.

1. Cobalt R6 🏆 BEST OVERALL

Starting MSRP: $118,900 | Best for: Buyers who want the finest-built family bowrider that holds its value

The 2027 Cobalt R6 is the most complete midsize bowrider you can buy. It measures 24 ft 1 in LOA with an 8 ft 6 in beam, rides on a deep 20-degree deadrise hull that stays dry in chop, and offers sterndrive power up to a Volvo Penta 380 hp that pushes it past 50 mph.

It carries up to 12 passengers, holds a 70-gallon fuel cell, and drafts about 34 inches with the drive down. Standard luxury touches include a wraparound cockpit lounge, a swim platform with a retractable ladder, a premium helm with a 12-inch touchscreen, and an available watersports tower.

Cobalt's hand-laid build and legendary resale anchor the win.

Pros:

• Hand-finished build quality leads the segment
• Dry, composed deep-V ride in real chop
• Best-in-class resale value protects your money
• Plush 12-person cockpit with premium helm tech

Cons:

• Highest entry price among the mainstream picks
• Loaded options push it past $135,000

Verdict: The R6 wins on build, ride, and resale — the benchmark every other midsize bowrider is measured against.

2. Bayliner VR6 💎 BEST VALUE

Starting MSRP: $48,995 | Best for: Families who want maximum boat per dollar

The 2027 Bayliner VR6 is the smartest value play in the class. The 22 ft 6 in LOA bowrider carries an 8 ft 6 in beam, seats up to 12 passengers, and offers sterndrive power up to a MerCruiser 250 hp that hits the mid-40s mph. It holds a 45-gallon tank, drafts about 34 inches, and includes a swim platform with ladder, a flip-up bolster helm, bow and cockpit seating, and Bayliner's signature wide-beam BeamLogic layout for extra interior room.

No other 22-to-23-foot boat offers this much seating and standard equipment near $49,000.

Pros:

• Lowest entry price of any pick at $48,995
• Wide-beam layout seats 12 comfortably
• Capable MerCruiser sterndrive power
• Strong standard feature list for the money

Cons:

• Interior materials trail premium glass boats
• Resale value lags the luxury brands

Verdict: The Bayliner VR6 is the value champion — far more boat and seating per dollar than anything else here.

3. Chaparral 23 SSi

Starting MSRP: $84,995 | Best for: Buyers who want a premium ride a notch below Cobalt money

The 2027 Chaparral 23 SSi is a refined, well-built bowrider that splits the difference between value and luxury. It runs 24 ft 5 in LOA with an 8 ft 6 in beam, rides a smooth deep-V hull, and offers sterndrive power up to a Volvo Penta 320 hp. It seats up to 12, holds a 62-gallon tank, and includes a plush wraparound cockpit, an extended swim platform, a powered engine hatch, and an available tower with a Bimini.

Chaparral's reputation for solid construction and a smooth ride makes it a strong step-up choice.

Pros:

• Premium fit and finish near the top of the class
• Smooth, dry deep-V ride
• Extended swim platform ideal for watersports
• Strong dealer network and build reputation

Cons:

• Pricier than mainstream rivals
• Helm tech trails the most loaded boats

Verdict: A polished step-up bowrider — buy it for premium build without full Cobalt pricing.

4. Sea Ray SPX 230

Starting MSRP: $79,995 | Best for: Families who want a versatile, brand-name sterndrive cruiser

The 2027 Sea Ray SPX 230 brings the segment's strongest name to a do-it-all family bowrider. It measures 23 ft 8 in LOA with an 8 ft 6 in beam, seats up to 12, and offers sterndrive power up to a MerCruiser 350 hp for confident watersports pull. It holds a 52-gallon tank and includes a filler-cushion bow lounge, a swim platform with a transom shower, a flip-up bolster helm, and an available wakeboard tower.

Sea Ray's deep dealer network and proven hull make it a low-stress ownership pick.

Pros:

• Versatile layout converts bow to a sun lounge
• Up to 350 hp for strong watersports pull
• Massive Sea Ray dealer and service network
• Transom shower and swim platform for beach days

Cons:

• Base power feels modest for the hull
• Options add up quickly

Verdict: The all-rounder — a versatile, well-supported family bowrider from the segment's biggest name.

5. Crownline E235

Starting MSRP: $74,995 | Best for: Families who want a roomy deck-boat-style cockpit

The 2027 Crownline E235 maximizes usable deck space in a midsize hull. It runs 24 ft 6 in LOA with a wide 8 ft 6 in beam, seats up to 13, and offers sterndrive power up to a Volvo Penta 350 hp. It holds a 57-gallon tank and features Crownline's signature FAStTAB hydraulic trim tabs for quick planing, plus a wraparound lounge, an extended swim platform, a powered engine hatch, and an available tower.

The wide-open cockpit makes it one of the most family-friendly layouts in the class.

Pros:

• Roomy 13-passenger cockpit layout
• FAStTAB trim tabs plane the boat quickly
• Solid build with a smooth ride
• Generous standard swim platform

Cons:

• Brand resale trails Cobalt and Sea Ray
• Helm electronics are basic at base trim

Verdict: The space-first pick — buy it when a roomy deck and easy planing top your list.

6. Yamaha 242X

Starting MSRP: $79,499 | Best for: Watersports crews who want twin-jet power and no prop

The 2027 Yamaha 242X E-Series is the watersports specialist, driven by twin 1.8-liter supercharged jet engines making a combined 500 hp with no exposed propeller. It measures 24 ft LOA with an 8 ft 6 in beam, seats up to 12, and holds a 75-gallon tank. The jet layout means shallow draft and swimmer-safe boarding, and it comes loaded with a Connext touchscreen helm, a wakeboard tower, a stern lounge, and a beam-wide swim platform.

Yamaha's reliability reputation and brisk top speed near 50 mph make it a watersports favorite.

Pros:

• Twin-jet 500 hp combined for huge watersports pull
• Propeller-free design is safe near swimmers
• Loaded standard with tower and touchscreen helm
• Shallow draft opens up beaching and sandbars

Cons:

• Jet drives burn more fuel than sterndrives
• Tighter low-speed handling takes practice

Verdict: The watersports king — buy it for twin-jet power and prop-free safety around the crew.

7. Robalo R242

Starting MSRP: $94,995 | Best for: Coastal anglers who want a fishable center console

The 2027 Robalo R242 Explorer is the dedicated fishing pick of the group. The 24-foot center console carries a 102-inch beam, a deep-V hull, and outboard power up to a Yamaha 300 hp that pushes it past 45 mph. It fits up to 10, holds a 115-gallon tank for long offshore runs, and packs serious tackle: a 31-gallon livewell, gunwale rod holders, a leaning post with rocket launchers, a hardtop, and insulated fish boxes.

Robalo's tough hull and fishing-first layout make it the saltwater star here.

Pros:

• Offshore-capable 24-foot deep-V center console
• Large 115-gallon tank for long runs
• Tournament-ready livewell and rod storage
• Up to 300 hp outboard for real speed

Cons:

• Less family lounge seating than bowriders
• Center-console layout offers little weather protection

Verdict: The angler's choice — buy it when serious coastal fishing outranks family cruising.

8. Grady-White Fisherman 236

Starting MSRP: $129,995 | Best for: Serious offshore anglers who want legendary build quality

The 2027 Grady-White Fisherman 236 is the premium offshore fishing boat of the class. The 23 ft 7 in center console carries a 102-inch beam, rides Grady's renowned SeaV2 deep-V hull for a dry, soft ride, and runs outboard power up to a Yamaha 300 hp. It holds a 183-gallon tank for extended range, seats up to 9, and includes a transom livewell, insulated fish boxes, a hardtop with rocket launchers, and premium helm electronics.

Grady-White's build quality and best-in-class resale justify the higher sticker.

Pros:

• Renowned SeaV2 hull delivers a dry offshore ride
• Huge 183-gallon tank for long-range fishing
• Best-in-class build quality and resale
• Fully fishable transom and hardtop layout

Cons:

• Highest entry price in the group
• Fishing focus means minimal lounge comfort

Verdict: The premium offshore pick — buy it for Grady build quality and a ride that earns its price.

9. Pursuit C 238

Starting MSRP: $132,900 | Best for: Buyers who want a dual-purpose fish-and-cruise center console

The 2027 Pursuit C 238 blends serious fishing with genuine family comfort. The 23 ft 9 in center console carries a 102-inch beam, a deep-V hull, and outboard power up to a Yamaha 300 hp. It seats up to 10, holds a 120-gallon tank, and uniquely converts: a fold-out aft bench, a convertible bow lounge, a livewell, rod holders, a hardtop, and a console with an enclosed head let it fish hard or cruise in comfort.

Pursuit's premium build and versatile layout make it the do-everything saltwater pick.

Pros:

• Converts cleanly between fishing and cruising
• Enclosed console head adds family practicality
• Premium build comparable to Grady-White
• Comfortable seating with serious fishing features

Cons:

• Premium price near the top of the class
• Versatility means it's not the best at any single mission

Verdict: The dual-purpose pick — buy it when you want one boat that fishes hard and cruises in comfort.

10. Bennington 24 SVL

Starting MSRP: $59,995 | Best for: Families who want pontoon comfort and stability at 24 feet

The 2027 Bennington 24 SVL rounds out the list as the family-comfort champion. The 24 ft 4 in pontoon rides on a triple-log SPS tube package, carries a 96-inch beam, and supports power up to a Mercury 300 hp for surprising speed near 45 mph. It seats up to 13, holds a 52-gallon tank, and features wraparound lounge seating, a Bimini top, a premium helm, a swim platform with a boarding ladder, and an optional in-floor cooler.

The flat, stable deck makes it the easiest boat here for kids and grandparents to move around aboard.

Pros:

• Exceptional flat-deck stability for families
• Seats 13 with wraparound lounge comfort
• Up to 300 hp triple-tube performance
• Easy boarding and movement for all ages

Cons:

• Less suited to rough open water than V-hulls
• Wide beam needs a larger trailer and storage

Verdict: The family-comfort pick — buy it when stable lounging and seating beat a sporty hull.

Buyer Decision Tree — Which One's Right for You?

What to Look For When Buying a Midsize Boat

• Build quality and resale — Hand-laid construction holds value far better over five years. Cobalt and Grady-White lead the field; Bayliner trades some finish for a lower price.
• Sterndrive vs outboard vs jet — Sterndrives (Cobalt, Sea Ray) free up cockpit space; outboards (Robalo, Grady) ease maintenance and fishing access; twin jets (Yamaha) add swimmer safety and shallow draft.
• Hull deadrise and ride — A deeper deep-V rides drier in chop, while flatter pontoon and deck-boat hulls trade rough-water comfort for stability and deck space. Match it to where you boat.
• Seating, fuel, and range — Confirm rated passenger capacity and fuel cell size; offshore anglers need the 115-to-183-gallon tanks of the Robalo and Grady, while day-cruisers do fine with 45 to 70.
• Towing and storage — A 24-foot boat needs a capable tow vehicle and adequate driveway or slip space; verify trailer length and total weight against your truck's rating.
• Watersports gear — For tubing and wakeboarding, check for a factory tower, ballast option, and a swim platform with a ladder rather than adding them later.

What matters less than marketing implies: peak horsepower bragging numbers, oversized helm screens, and trim-level badges. Hull quality, resale value, and the powertrain match to your mission affect your wallet and enjoyment far more.

FAQ

Which 20-to-25-foot boat is the best overall for 2027? The Cobalt R6 earns our top spot for its hand-finished build quality, dry deep-V ride, plush 12-person cockpit, and class-leading resale value, making it the benchmark midsize bowrider.

What is the best value boat in the 20-to-25-foot class? The Bayliner VR6, starting near $48,995, delivers genuine 12-passenger seating, a swim platform, and a capable sterndrive for roughly half the price of premium glass boats, making it the clear value leader.

Which midsize boat is best for offshore fishing? The Grady-White Fisherman 236, with its renowned SeaV2 hull and a 183-gallon tank, is the premium offshore choice, while the Robalo R242 offers the best fishing value.

Which boat is best for watersports? The Yamaha 242X pairs twin-jet 500-hp combined power with a propeller-free design and a standard tower, making it the safest and strongest watersports pick in the group.

Which midsize boat is most family-friendly? The Bennington 24 SVL pontoon offers the most stable, flat-deck layout with seating for 13, making it the easiest boat here for kids and older passengers to move around safely.

Can I tow a 24-foot boat with a typical truck? Yes, with the right vehicle. Most boats here trailer behind a half-ton or larger truck; always confirm the loaded trailer weight against your truck's rated towing capacity and check local trailer-width rules.

Bottom Line

For 2027, the Cobalt R6 is our Best Overall boat in the 20-to-25-foot class — starting around $118,900, it wins on build quality, a dry deep-V ride, and segment-best resale with no real weakness. The Bayliner VR6, from about $48,995, is our Best Value, delivering full-size family seating and a capable sterndrive for roughly half the money.

If your priority leans toward offshore fishing, twin-jet watersports, or stable pontoon comfort, use the decision tree above to route yourself to the Grady-White, Robalo, Yamaha 242X, or Bennington instead. Buy on build quality, the right powertrain, and resale — not headline horsepower — and you will be happy on the water for years.

Sources

• Boating Magazine — boat reviews and on-water tests
• Discover Boating — boat types and buyer guides
• BoatTEST — boat reviews and performance data
• boats.com — listings, specs, and reviews
• Power & Motoryacht — boat reviews and news
• Cobalt Boats — R6 specs and pricing
• Grady-White — Fisherman 236 specs
• Yamaha Boats — 242X E-Series specs
• Bennington — 24 SVL pontoon specs
• Yachting — on-water boat reviews

*Midsize boat review — best boats 20 to 25 feet 2027, reviews, ratings, prices, and a review of the top picks for buyers.*